Set up/ Audit Fee $99 | $109/m
Full Credit Audit & Written Analysis ( completed BEFORE any fee charged
1 Round of Disputes per Month
Metro 2 Letters to All 3 Bureaus
Monthly Progress Reports
Add-on: Identity Theft, Student Loans, Reinsertions
*Credit Monitoring Required. No guarantees. Results Vary

Cancel anytime with 3-day written notice. Credit monitoring required.
Billing Notice:
ATE Financial Services does not charge upfront fees . All fees are billed after the credit audit , analysis and dispute plan are completed.
Consumers have the legal right to dispute credit information themselves at no cost.
Billing Notice:Billing Notice:
ATE Financial Services does not charge upfront fees.
All fees are billed only after the credit audit, analysis, and written dispute plan are completed.
Billing for monthly services begins after the first round of disputes is prepared and sent.
Consumers have the legal right to dispute credit information themselves at no cost.
No results are guaranteed.
ATE Financial Services does not charge upfront fees.
All fees are billed only after the credit audit, analysis, and written dispute plan are completed.
Billing for monthly services begins after the first round of disputes is prepared and sent.
Consumers have the legal right to dispute credit information themselves at no cost.
No results are guaranteed.
$329.99
one-time
Full Credit Audit (Smart 3B Report)
Payment Billed AFTER audit and Analysis completed
3 Rounds of Metro 2 Disputes
Secondary Bureau Freeze Instructions
Email updates & progress tracking
After 3 months, continue monthly at $109.99 if needed. (Billed after new disputes are prepared)
Credit monitoring required. Results vary. No guarantees!

Cancel anytime with 3-day written notice. Credit monitoring required.
Billing Notice:
ATE Financial Services does not charge upfront fees . All fees are billed after the credit audit , analysis and dispute plan are completed.
Consumers have the legal right to dispute credit information themselves at no cost.
$500
one-time
Full Audit with Score Breakdown
Payment billed after audit and analysis completed
6 Rounds of Metro 2 Disputes
Aggressive Legal Letters
Monthly Email Updates
CFPB & FTC Support
Bureau Freeze Guidance
After 6 months, continue monthly at $109.99 if needed. (Billed after new disputes are prepared)
Credit monitoring required. Results vary. No guarantees!

Cancel anytime with 3-day written notice. Credit monitoring required.
Billing Notice:
ATE Financial Services does not charge upfront fees . All fees are billed after the credit audit , analysis and dispute plan are completed.
Consumers have the legal right to dispute credit information themselves at no cost.








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